We gratefully acknowledge the feedback and suggestions offered by the following individuals:
|Karen Frame||Ciara Spillane||Brigitte Armato|
|Cynthia Daily, Ph.D.||Dilene Crockett, Ph.D.||Jennifer Powers|
|Nancy Hopkins||David Wood||Heather Sanders|
|Lance Lide||Scott Wright||David Dearman, Ph.D.|
|LaQuinta Broyles||Sherrie Kearney||Thomas Tudor, Ph.D.|
Chapter 4 "Finance" was written by Julia S. Kwok, Northeastern State University, 3100 E. New Orleans Street, Department of Accounting and Finance, College of Business and Technology, Broken Arrow, OK 74014. E-mail: firstname.lastname@example.org; Phone: 918-449-6516.